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Energy4Life Invest · Confidential
The Deal · Terms & Paperwork

One instrument.
One price. Everything disclosed.

We are raising $5M on a YC-style SAFE at a $73,000,000 post-money valuation cap with a 15% discount — converting at the lower of the two. The cap is a negotiated term of this round. With the discount, your effective entry will sit below the cap. On value: we'd point you at the 3–6-year plan ($57.9M revenue FY29 rising to $134.7M and ~$39M EBITDA by FY31), not the first year of scale — plus a 50% stake in the flagship clinic company (E4L, Inc. as sole Manager), held at just a $4M valuation. We intend to raise a priced Series A within ~18 months; if a sale happens first, the same lower-of terms apply to the sale price. E4L is a new company that starts with acquired products, ~650 practitioners and recurring revenue from day one — not a concept waiting for its first customer. Every SAFE in the round is on identical terms.

$5M

Raising now, single round, identical terms for every SAFE.

SAFE (YC style)
$73M

Post-money cap + 15% discount — you convert at the lower of the two.

SAFE face terms
~18 mo

Intended window for the priced Series A — the conversion event for your SAFE.

Expectation, not a commitment
506(c)

Reg D — accredited investors only, every one verified.

Verification required

Final terms are set in the definitive offering documents (Craig Weaver — US corporate counsel) — not an offer until those documents are signed.

The terms

Deliberately simple — and that's the point.

One SAFE, one cap, one discount, full written disclosure — and a single 1× non-participating preference for cash actually invested: new money senior, the founder's own $3.2M junior, no participation, multiples or stacking. Nobody double-dips; all upside is shared.

Round size$5M aggregate — one offering, all SAFEs on the same terms. No minimum; funds are available to the company as received. Deliberately sized: we're raising less than we could — the plan is fully funded at $5M and we can return to the market from strength.
InstrumentSAFE (YC architecture, cap + discount) — no debt, no interest, no maturity date. The SAFE converts into Class A Preferred at the next priced round (an "Equity Financing," with a ~$1M minimum threshold so a small round doesn't force conversion) — standard terms.
Valuation cap$73,000,000 post-money — a negotiated term of this round. Your conversion price can never imply more than $73M.
Discount15% (discount rate 85%) — you convert at the lower of the cap price or 15% below the Series A price. The discount governs for any Series A below ~$86M, so your effective entry will likely sit between ~$60M and $73M; no MFN needed because every SAFE in the round is identical.
Timing & exitWe intend to raise a priced Series A within ~18 months (an expectation, not a commitment) — that financing converts your SAFE. If a sale or other liquidity event happens before a priced round, you receive the greater of your money back or conversion at the lower of the cap or the 15% discount applied to the event price; on a dissolution, your purchase amount is repayable before common. Until then the SAFE simply sits — no interest, no maturity date.
Liquidation preferenceOne 1× non-participating preference for cash actually invested. Your money (Class A Preferred, on conversion) is senior and comes back first; the founder's own $3.2M and one early investor's ~$1.6M (Class B) rank junior; founder common and common share the rest. Non-participating means each preferred takes the greater of its 1× or its as-converted value — never both — so on a big exit everyone converts to common and all upside is shared. See the cap structure & waterfall.
ExemptionReg D Rule 506(c) — accredited investors only. Rule 501 questionnaire plus verification of your accredited status (a CPA / attorney / registered-adviser letter, or equivalent evidence) before your SAFE is countersigned.
Information rightsEvery SAFE investor receives periodic financial updates and the Company's bi-annual (twice-yearly) investor report. Information rights only — no board seat and no consent rights.
Optional side letterIP-vesting covenant: if the transferred IP is not securely vested in the company, free of challenge, within 6 months of first closing, you may elect repayment of your purchase amount. An optional pro-rata right for the next round sits in the same letter. Each investor chooses whether to take either.
StructureNo escrow, no tranching. The company is raising in parallel with completing its restructuring — a deliberate, disclosed choice; the side-letter covenant is the belt-and-braces for investors who want it.

Summary only — the SAFE and the Disclosure Memorandum govern. Final terms are set in the definitive documents with counsel.

The value question

Is $73M cheap? Run it yourself.

Don't take our word for the cap — here are three ways to check it, using the same numbers published on this site. Every input is on the Numbers page; every assumption is stated.

1 · Discount the plan back

Model v2.6 reaches ~$39M EBITDA in FY31 (29% margin). At a conservative 10× EV/EBITDA, that's a ~$390M business in 2031. Discount it back five years at venture rates and you get today's implied value:

Discount at 30%/yr≈ $105M today
Discount at 35%/yr≈ $87M today
Discount at 40%/yr≈ $73M today — the cap itself

Read it plainly: at ordinary venture discount rates the plan implies $87–105M today; even at a punishing 40%/yr, it lands on the cap. The $73M cap prices the harshest reading of our own plan — and your 15% discount cuts below it.

2 · The gain is built into the terms

The lower-of mechanics mean you always convert at least 15% below the Series A price — an instant ~18% paper mark-up: below a ≈$86M round the 15% discount applies (a 1÷0.85 ≈ 1.18× mark-up the day the round prices); above ≈$86M the cap applies and the mark-up only grows — a $120M Series A marks your entry up ~64%. A paper gain at conversion isn't a hope; it's arithmetic.

3 · What's inside at $73M

  • An estimated $15–20M of real capital invested over 20 years into the acquired assets — patents, 1M+ scans, the infoceutical IP.
  • ~650 practitioners and recurring revenue from day one, plus the film and app funnels launching Aug–Sep 2026.
  • 50% of the flagship clinic company (E4L Centers LLC, with E4L, Inc. as sole Manager) — carried at just its $4M formation valuation, and at $0 in the forecast.

Illustrative arithmetic on management assumptions (model v2.6; the 10× multiple and discount rates are stated assumptions, not third-party appraisals). Implied and converted values are paper values, not liquidity; projections will differ from actual results. Not investment advice.

Use of funds

Where the $5M goes.

Inventory to sell, science to prove, funnels to fill, and the team to run it — in that order of restraint. And a deliberate choice on size: we're raising less than we could — the plan is fully funded at $5M and we can return to the market from strength.

Illustrative allocation at the $5M raise; the plan flexes with the amount actually raised, and use of funds is at the company's discretion (see Disclosure Memorandum, risk factor (h)).

Ownership

The cap table, without the fog.

Formation → your round at $5M. Four classes: your money converts to Class A Preferred (senior), legacy cash sits in Class B Preferred (junior), the founder holds Founder Common (the upside + control), and the team/investors hold Common — no options. With a cap-plus-discount SAFE your exact percentage is set at the Series A; the right column shows conversion at the $73M cap — the floor. The 15% discount only ever gives you more (it governs for any Series A below ~$86M: ~8.1% at a $73M round, ~10% at ≈$59M).

Holder / group At formation Post-conversion (at the $73M cap — the floor)
Harry MasseyFounder Common (majority ownership + board control; the enterprise upside sits here, alongside all common) 89.32%83.21%
Class B Preferred — legacy cash, all priced at the $73M cap (Massey Developments $3.2M + Kitty Stoneburner ~$1.6M restricted; preferences pegged to the cash amounts); 1× non-participating, junior to your Class A 6.56%6.11%
Goodwill stock grants — Common (the investors and team who built the acquired products alongside Harry) 4.11%3.83%
SAFE investors — as-converted into Class A Preferred (1× non-participating, senior) 6.85%
Total 100%100%

Phantom equity overhang — disclosed plainly: the company uses phantom equity, not options. A pool of ≈14% of company value in contractual, cash-settled value rights sits outside this share table. They are not shares and carry no votes, but on a payout event they are dilution-equivalent for every holder — including converted SAFEs.

The founder block is not free-carry: over roughly 20 years Harry has put millions of his own capital into the assets the company acquired — reinvested funding, more than $3.2M of loans, the infoceutical IP, the customer base and three subsidiaries, together on the order of $15–20M of real invested dollars. That $15–20M is context for the scale of his commitment — not the value of his holding company's stock. Massey Developments deliberately took only $3.2M of Class B Preferred — the cost it paid for the assets, ranking junior to your money — and the enterprise upside sits in Harry's ordinary Founder Common, alongside every other common holder. The founder contributed assets worth more than the equity his holdco took; the surplus benefits all shareholders. The goodwill common grants honour the shareholders who built those products alongside him.

Founder control survives the round: Harry holds the majority of the company (83.21% post-SAFE at the cap; the exact figure is set at the Series A price) and, through director-designation rights attached to the Founder Common, designates all three seats of the board (currently Harry and Susan Kichuk, with the third earmarked for a major investor or technologist). SAFEs carry no voting rights until conversion (standard). You are backing a founder-controlled company, disclosed up front. Full detail: cap structure & waterfall and the cap-table model in the data room; Disclosure Memorandum §4(b).

Percentages from the formation cap-table model, verified against the master share register. The post-conversion column shows the $73M-cap conversion — this round's floor: $5M ÷ $73M ≈ 6.85%. A Series A below ~$86M triggers the 15% discount instead, giving SAFE holders more (~8.1% at a $73M round, ~10% at ≈$59M) — the cap number is the least you can end up with. Final share terms are set in the definitive documents with counsel.

Read this first

The Disclosure Memorandum is the controlling document.

Every investor reads it in full and signs its acknowledgment before, or at the same time as, signing a SAFE — no acknowledgment, no closing. Where anything you have seen or heard differs from it, the Memorandum wins.

In one paragraph, it covers: E4L, Inc. is a new company, formed in 2026 in Salt Lake City, that acquired the products, IP and customer base built over the prior two decades; the chain-of-title status table, showing step by step which transfer documents are signed and which are still completing; and the related-party items in full — the infoceutical IP, customers and subsidiaries contributed by Massey Developments as equity (no repayable note); the Company owns FIELD and its products outright through the acquired NES Health LLC and Energy 4 Life LLC subsidiaries; the equity structure — a single 1× non-participating preference for cash invested (your Class A senior, the founder's own $3.2M and one early investor's ~$1.6M junior, no double-dip) and the founder's Founder Common — majority ownership plus board control through director-designation rights (designating all three board seats), with the same economics as common; and Kitty Stoneburner's restricted Class B Preferred / contingent put (mutually exclusive, described below) — plus the full risk factors.

Full transparency is a feature of this raise, not a footnote.

Get the Memorandum Questions — harry.massey@e4l.com
Investor FAQ

The questions everyone asks.

Plain-English summaries — the SAFE and the Disclosure Memorandum govern; this FAQ is not part of the offering documents.

Why a new company?
Deliberately. A new company was the cleanest way to build: E4L, Inc. is a US-domiciled Nevada C-corp, formed in 2026 in Salt Lake City, that acquired the products, subsidiaries, IP and customer base of XPO Health / NES Health — one clean cap table, US governance, no legacy liabilities, and two decades of acquired R&D, patents, customers and data as its foundation. The full detail of the restructuring is in the Disclosure Memorandum.
Where did the old shareholders go?
Nobody rolled over automatically — the US company purchased the assets, not the old company's shares (full detail in the Disclosure Memorandum). The new company is making voluntary goodwill stock grants to the people who built these products alongside Harry: former cash investors keep their full percentage, mirrored in the new company; former employee/service-provider holders receive a reduced percentage. They are honoured in the new cap table and aligned beside you. Separately, the company runs a phantom-equity pool (≈14% of company value) — cash-settled value rights, not shares, and no options anywhere — disclosed in Disclosure Memorandum §4(e).
What happened to the old company's debts?
They stay with the former companies: E4L, Inc. purchased the assets of XPO Health / NES Health and assumed none of the former companies' liabilities — the full detail of the restructuring is in the Disclosure Memorandum. The assets Massey Developments contributed came in as founder equity, not as a repayable note, so the acquisition carries no deferred purchase debt. The one contingent item is an early-investor put right, described below.
Why Nevada, not Delaware?
Nevada offers a codified, predictable governance statute (NRS 78.138), no state corporate income tax, and lower ongoing cost. The investor protections you'd expect are contractual and market-standard regardless of state, and QSBS treatment under federal §1202 is identical. If a future institutional round or acquirer requires Delaware, a routine statutory NV→DE conversion is available.
How does the preference / founder stock work for me?
There is one 1× non-participating liquidation preference, for cash actually invested. Your money — Class A Preferred on conversion — is senior and comes back first. Legacy cash (the founder's holding company's $3.2M and Kitty Stoneburner's ~$1.6M) sits in Class B, junior to you. Non-participating means each preferred takes the greater of its 1× or its as-converted value — never both — so on a big exit everyone converts to common and all upside is shared; nobody double-dips. Harry's own stake is ordinary Founder Common — the same economics as every common holder, standing economically behind new investors on his own $3.2M — plus board control through director-designation rights covering all three seats of the board (currently Harry and Susan Kichuk, third seat earmarked for a major investor or technologist), backed by his 83.21% post-SAFE ownership at the cap (control, not economic preference). SAFEs carry no voting rights until conversion (standard). See the cap structure & waterfall; full terms in Disclosure Memorandum §4(b).
Why a SAFE and not a priced round?
Speed and simplicity at this stage: no debt, no interest, no maturity date, one short instrument. The SAFE converts into Class A Preferred at the next priced round (a round of ~$1M or more) at the lower of the $73M-cap price or 15% below that round's price (every SAFE identical) — you always pay less per share than the Series A investors, and never more than the $73M the last money paid. The Class A carries a 1× non-participating, senior preference, with standard liquidity-event and dissolution protections. The cap is a negotiated term of this round; with the discount your effective entry sits below it. E4L is a new company that starts with acquired products, ~650 practitioners and recurring revenue from day one — not a concept waiting for its first customer. Pro-rata rights in the next round are available by side letter.
How much has Harry put into this, and does the company owe it back?
A lot, and no. Over roughly 20 years Harry funded the business through Massey Developments Ltd, his wholly-owned UK holding company — reinvested capital, more than $3.2M of loans, the infoceutical IP he developed, the customer base, and three subsidiaries — on the order of $15–20M of real invested dollars. That $15–20M is context for the scale of his commitment, not the value of his holding company's stock: Massey deliberately took only $3.2M of Class B Preferred (its cost, ranking junior to your money), and the upside sits in Harry's ordinary Founder Common alongside every common holder. None of it is a repayable note, royalty or repayment stream competing with your money — it is capital already in, not free carry, and the founder contributed assets worth more than the equity his holdco took.
What is the Stoneburner arrangement?
Kitty Stoneburner (Healing Frequencies LLC), an early investor in the acquired business, has two mutually exclusive outcomes — one or the other, never both. If she stays (the base case), her stake is restricted Class B Preferred with a 1× non-participating ~$1.6M preference — a downside floor that makes staying more attractive than the put. Alternatively, in a short window of 1–15 September 2026, she may exercise a contractual put to sell her shares back for $1,729,111.34 over 24 monthly installments (two years) at 6% — and in that case she forfeits the restricted preferred. The put is contingent; the base plan assumes she keeps her equity, so it is not in the forecast. If she elects, the put is funded by a separate ~$2M raise and/or Harry's backstop loan — not from the SAFE investors' capital; the modelled cash absorbs the installments and stays positive in every quarter, and Harry personally guarantees and would loan the company the payments only if and while cashflow can't cover them. Disclosed in full in the Disclosure Memorandum.
When is the priced round?
Our intention is a priced Series A within roughly the next 18 months, once the launch scales — that financing is the conversion event for your SAFE, and you convert at the lower of the $73M cap or 15% below its price. Two honest caveats. First, if the plan funds itself (the model is EBITDA-positive from Q2 2027), we won't be forced to raise, so conversion could take longer — your SAFE simply waits, with no interest and no maturity. Second, if the company is sold before any priced round, you receive the greater of your money back or conversion on the same lower-of terms applied to the sale price. Any forward statement here is an expectation, not a commitment.
Why only $5M?
Because the plan doesn't need more. The bottoms-up model runs on $5M: cumulative EBITDA burn is only ≈$0.46M, the plan turns EBITDA-positive in Q2 2027, and cash never drops below about $1.2M in any scenario tested. We're raising less than we could — the plan is fully funded at $5M and we can return to the market from strength.
What should I read before signing?
Three documents: the Disclosure Memorandum (mandatory — signed acknowledgment required), the SAFE itself, and the optional side letter (IP-vesting repayment election and pro-rata right). All are in the data room below. Questions: harry.massey@e4l.com.
The paperwork

Four documents. That's the whole set.

All available in the data room (folder 03 — Financing). Nothing signed without the Memorandum acknowledgment.

SAFE

SAFE (YC style): $73,000,000 post-money cap + 15% discount, converting at the lower of the two; no interest, no maturity. Identical for every investor in the round.

Open the SAFE · print to PDF

Disclosure Memorandum

The controlling document — restructuring, chain-of-title status, related-party transactions, risk factors. Signed acknowledgment required before closing.

Open the Memorandum · print to PDF

Side Letter

Optional per investor: IP-vesting repayment election (6 months) and pro-rata right in the next equity financing. Take either, both, or neither.

Open the Side Letter · print to PDF

Accreditation Questionnaire

Rule 501 accredited-investor questionnaire — completed and returned, together with verification of your accredited status, before your SAFE is countersigned (Reg D 506(c)).

Open the Questionnaire · print to PDF

Final execution versions are the definitive documents held with counsel; the copies here are for review, not for signature.

Ready when you are.

Read the Memorandum, pick your side-letter elections, and the closing page walks you through the five steps — accreditation to confirmation.

This page is a summary of draft offering terms and contains illustrative figures based on management assumptions; the SAFE and the Disclosure Memorandum govern, and actual results will differ.